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FEDERMAN & ASSOCIATES, LLC BY:...

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FEDERMAN & ASSOCIATES, LLC By: Thomas M. Federman, Esq., ID # 64068 By: Danielle Boyle-Ebersole, Esq., ID # 81747 By: Paul J. Fanelli, Esq., ID # 313157 305 York Road, Suite 300 Jenkintown, PA 19046 (215) 572-5095 ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION PHILADELPHIA COUNTY DECEMBER TERM 2012 NO. 001547 U.S. BANK NATIONAL ASSOCIATION, AS INDENTURE TRUSTEE OF THE GMACM HOME EQUITY LOAN TRUST 2007-HE1, Plaintiff v. JANET COLLINS RIDLEY, SOLELY IN HER CAPACITY AS SURVIVING HEIR OF HARRISON A. RIDLEY, JR. A/K/A HARRISON RIDLEY, JR., DECEASED JADE WIDEMAN-RIDLEY, SOLELY IN HER CAPACITY AS SURVIVING HEIR OF HARRISON A. RIDLEY, JR. A/K/A HARRISON RIDLEY, JR., DECEASED UNKNOWN HEIRS OF HARRISON A. RIDLEY, JR. A/K/A HARRISON RIDLEY, JR., DECEASED Defendants NOTICE OF SHERIFF'S SALE OF REAL PROPERTY TO: Janet Collins Ridley, solely in her capacity as surviving Heir of Harrison A. Ridley, Jr. a/k/a Harrison Ridley, Jr., Deceased 5711 Whitby Avenue, Philadelphia, PA, 19143 Jade Wideman-Ridley, solely in her capacity as surviving Heir of Harrison A. Ridley, Jr. a/k/a Harrison Ridley, Jr., Deceased 5711 Whitby Avenue, Philadelphia, PA, 19143 Unknown Heirs, of Harrison A. Ridley, Jr. a/k/a Harrison Ridley, Jr., Deceased 5711 Whitby Avenue, Philadelphia, PA, 19143 Your house (real estate) at 5711 Whitby Avenue, Philadelphia, PA 19143 is scheduled to be sold at Sheriff's Sale on October 7, 2014 at 10:00 AM at the First District Plaza, 3801 Market Street, Philadelphia, PA to enforce the court judgment of $34,525.71 obtained by the Plaintiff against you. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE To prevent this Sheriff's Sale you must take immediate action: 1. The sale will be canceled if you pay to Plaintiff the back payments, late charges, costs and reasonable attorney's fees due. To find out how much you must pay, you may call FEDERMAN & ASSOCIATES, LLC, at (215) 572-5095. 2. You may be able to stop the sale by filing a petition asking the Court to strike or open the judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings. You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See the following notice on how to obtain an attorney.) YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS 1. If the Sheriff's Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid by calling FEDERMAN & ASSOCIATES, LLC, at (215) 572-5095. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due on the sale. To find out if this happened, you may call FEDERMAN & ASSOCIATES, LLC, at (215) 572-5095. 4. If the amount due from the buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have a right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your real estate. A schedule of distribution of the money bid for your real estate will be filed by the Sheriff within thirty (30) days of the sale. This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless expectations (reasons why the proposed schedule of distribution is wrong) are filed with the Sheriff within ten (10) days after the posting of the schedule of distribution. 7. You may also have other rights and defenses, or ways of getting your real estate back, if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. Lawyer Referral and Information Service Philadelphia Bar Association 1101 Market Street, 10th Floor Philadelphia, PA 19107 (215) 238-6333 Ref# 0003173592-01

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